Business Loans
Real Estate Loans
Use a Real Estate Loan to finance the purchase, construction or renovation of commercial real estate. Our real estate term loans help you build your business facility on terms you can afford. We offer local decision making and an experienced staff, which can cut down on approval time.
- Various maturity and balloon options
- Floating and fixed rates are available
- Matches asset requirements with liabilities
Line of Credit
Take care of your short term borrowing needs with our easy access line of credit. Use the line of credit when you need more liquidity to meet payroll, replenish inventory, or take advantage of vendor discounts.
- Lower cost of borrowing
- Easily accessible for short-term needs
- Available for a variety of uses
Equipment Loans
Equipment loans can be used to finance purchases of new or used assets such as machinery, vehicles, heavy equipment. We will work hard to find the best loan structure to meet your needs.
- Term loan with monthly payments
- Use to finance long-term assets
- Local decision makers expedites the approval process
Debt Refinancing Loans
Improve cash flow, restructure and refinance existing loans and leases to better manage your bottom line.
- Loans terms structured to fit your needs
- Flexible terms
Business Acquisition Loans
With a business acquisition loan, you have the flexibility to get your business started today.
- Loans terms structured to fit your needs
- Acquire a business, buy in/ buy out a partner
- Start a new company or franchise
Letters of Credit
Our Letters of Credit can give you the backing you need to enhance your purchasing power and your ability to negotiate the most advantageous purchasing terms domestically or internationally.
- Standby and commercial are available to fit your needs
- Replace expensive bonds
Agriculture Loans
UNION Savings BANK is a local community lender providing banking services to the farming community since 1883. We offer the following types of loans for your farming business.
- Livestock Loans
- Agriculture Real Estate
- Operating Loans
- Machinery and Equipment Loans
