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Loan Options

Loan Type	Learn More	Highlights
Fixed Rate Mortgage	More	Predictable monthly payments
Fixed Rate Mortgage Allows for repayment of debt in equal monthly payments over a longer term. Available for a primary residence, investment or rental properties and second or vacation homes. Local decisions and local servicing of your loan Complete a Jump Start Application now!
USDA Rural Development Guaranteed Loan Program	More	Lower down payment requirements
USDA Rural Development Guaranteed Loan Program A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income home buyers achieve their dream of home ownership. 100% financing, no down payment options are available. Flexible credit guidelines. Non-traditional credit histories may be accepted. Fixed 30 year interest rates apply. Applicants must purchase a home within the eligible rural areas. Other restrictions apply. Learn more by contacting a mortgage lender today!
Balloon Mortgage	More	Shorter term financing for your home
Balloon Mortgage A balloon mortgage is a special type of mortgage that is ideal for borrowers that plan to move in a few years. At the end of the term, usually after three or five years, a portion of the principal remains and must be paid off in one lump-sum payment, known as the “ balloon payment". These mortgages typically have lower monthly payments and interest rates. Local decisions and local servicing of your loan. Complete a Jump Start Application now!
Adjustable Rate Mortgage	More	Adjustable interest rate to keep you ahead of the market
Adjustable Rate Mortgage (ARM) An ARM is a mortgage that has adjustable interest rate. Monthly payments will change as the interest rate adjusts. Local decisions and local servicing of your loan Timely loan turnaround Complete a Jump Start Application now!
Raw Land Loan	More	Acquire land for future construction.
Raw Land Loan A mortgage loan designed specifically for land to be used for future construction. Fixed rate and balloon options available. Local decisions and local servicing of your loan Timely loan turnaround Complete a Jump Start Application now!
Home Construction Loan	More	Construction and permanent financing all in one loan.
Home Construction Loan A unique mortgage loan to support the entire process of building a new residential home. We offer the option of converting your construction loan into permanent financing. Local decisions and local servicing of your loan Timely loan turnaround Complete a Jump Start Application now!