Loan Options

Fixed Rate Mortgage

• Refinance your existing home loan with a traditional fixed rate mortgage.
• Allows for repayment of debt in equal monthly payments over a longer term.  
• Available for a primary residence, investment or rental properties and second or vacation homes.
• Local decisions and local servicing of your loan
• Complete a Jump Start Application now!

USDA Rural Development Guaranteed Loan Program

• A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income home buyers achieve their dream of home ownership.
• 100% financing, no down payment options are available.
• Flexible credit guidelines. Non-traditional credit histories may be accepted.
• Fixed 30 year interest rates apply.
• Applicants must purchase a home within the eligible rural areas.
• Other restrictions apply.  
• Learn more by contacting a mortgage lender today!

Balloon Mortgage

• A balloon mortgage is a special type of mortgage that is ideal for borrowers that plan to move in a few years.  
• At the end of the term, usually after three or five years, a portion of the principal remains and must be paid off in one lump-sum payment, known as the “ balloon payment". 
• These mortgages typically have lower monthly payments and interest rates.
• Local decisions and local servicing of your loan.
• Complete a Jump Start Application now!

Home Equity Loans

• Borrow using the equity in your home at competitive interest rates.
• You can use a home equity loan to:
  • Pay off high-interest debt.
  • Pay for home improvements.
  • Finance an education.
  • Pay for an automobile.
• Local decisions and local servicing of your loan.
• Complete a Jump Start Application now!