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  Contact Bill Gates at 815-397-6880 whenever you need additional funds for your business.
* Accounts Receivable Loans
* Equipment Loans
* Inventory Loans
*Computer Loans
* SBA Loans
* Letters of Credit
* Vehicle Loans
* Persoanl Loans
* Commercial Mortgages

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Account Type Minimum
Opening
Deposit
Transactions Monthly
Maintenance
Fee
Small Business Checking
$100.00 150 free transactions p/mo; then $0.25 fee per transaction $8.00
Business Advantage Checking
$100.00 300 free transactions p/mo; then $0.25 fee per transaction $15.00
Analysis Checking
$100.00 $0.40 for each deposit, $2 for foreign deposits, $0.25 for ACH debit or credit, $5 per return item fee $15.00
Business NOW Checking
$1,000.00 No transaction fees $10.00 if acct. falls below $1,000.00
Community NOW Checking
$1,000.00 No transaction fees $10.00 if acct. falls below $1,000.00

Click on "more info" to learn more about each account.
Click here to go to our Jump Start application. All applications must be received in person at any of our convenient offices, or mailed to UNION Savings BANK, PO Box 540, Freeport, IL 61032.
For the most current interest rates, please see our rates page.

Analysis Checking

  • $100.00 minimum opening deposit required

  • Used by high volume businesses

  • Service charges are based on an earnings credit and an account activity charge

  • The earnings credit is applied against the monthly activity charge and is calculated at a rate of 70% of the 91 Day Treasury Bill

  • Service charge includes a $15.00 maintenance fee, $0.40 for each deposit (USA), $2.00 for each foreign deposit, $0.06 for each check deposited, $0.16 for each check written, $0.25 for each ACH debit or credit and includes a $5.00 fee for each returned item

  • There is no service charge for any month where the earnings credit exceeds the activity charge and the maintenance fee

  • Itemized monthly statement

  • Reorder Checks
 
   
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