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A new regulation requires all financial institutions to make some changes to services on checking accounts with debit/ATM cards. If you are a checking account customer with a debit/ATM card, effective August 15, 2010, the everyday purchases you make with your debit card and your ATM transactions will no longer be covered by our Bounce Protection service. If you do not have enough money in your account or the funds are not yet available, your transaction will be denied.
If you want to continue to have this valuable safety net in case of an emergency, you must let us know you want this service or you will lose this flexibility. Simply complete and return the "Opt In" form that was recently mailed to you. If you need a new form please stop in at any location to complete the "Opt In" form or call our accounting department at 815-235-0800 to have a form mailed to you.
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