Account Type	Minimum Opening Deposit	Minimum Balance To Obtain APY	Monthly Service Charge	Interest Bearing
Checking	$100.00	N/A	None	No
Interest Checking	$500.00	$0.01	More Info	Yes
Treasury Index Money Market (tiered account)	$1,000.00	$0.01	More Info	Yes
Savings	$50.00	$0.01	More Info	Yes
Christmas Club	$3.00	$0.01	None	Yes
91 Day CD	$1,000.00	$1,000.00	None	Yes
182 Day CD	More Info	More Info	None	Yes
12, 15, 18, 21, 24, 30, 36, 42, 48, 60 Month CDs	$1,000.00	$1,000.00	None	Yes
27 Month CD — One Way CD	$1,000.00	$1,000.00	None	Yes
14, 23, 35 Month CDs	$5,000.00	$5,000.00	None	Yes
College Fund	$100.00	$100.00	None	Yes
18 Month Variable Rate IRA	$10.00	$10.00	None	Yes
30 Month Fixed Rate IRA	$10.00	$10.00	None	Yes
"The Works" Checking	$100.00	$0.01	More Info	Yes

APY: Anual Percentage Yield
Click on "more info" to learn more about each account.
Both Traditional and Roth IRA's are available. Please contact a Customer Service Representative for further information.