Mortgage Loans	Key Features	Interest
Fixed Rate Mortgage Loans	Offers stable fixed principal and interest payments over the life of the loan.	Competitive interest rates and closing costs
Balloon Mortgage Loans	Offers lower payments to begin with and has a larger payment at the end.	Competitive interest rates and closing costs
Adjustable Rate Mortgage Loans	Use a changing rate environment to your advantage. Good for those who plan to move or refinance in a few years.	Competitive interest rates and closing costs
First Time Home Buyer Loans	Offers free and reduced rate fees for the first time home buyer.	Competitive interest rates and closing costs
Second Mortgage	Use your home’s equity to your advantage.	Competitive interest rates and closing costs
Raw Land	Fixed rate and balloon options available.	Competitive interest rates and closing costs
Lot Loans	Fixed, adjustable and balloon options available.	Competitive interest rates and closing costs
Construction Loans	Borrow as you build! Construction and permanent financing is available all in one loan.	Competitive interest rates and closing costs
Other Loans	Key Features	Interest
Home Equity Loans	Use your home’s equity to your advantage with a revolving line of credit secured by a mortgage.	Competitive interest rates and closing costs
Auto & Truck Loans	Whether buying new or used we can help tailor your payments to fit your monthly budget.	Competitive interest rates
Agricultural Loans	Financing for land, equipment, livestock, operating funds, etc.	Competitive interest rates
Overdraft Protection Loans (ODP)	Have a personal line of credit available to protect against accidental overdrafts on your checking account.	Competitive interest rates
Unsecured Personal Loans	Money for many worthwhile reasons.	Competitive interest rates
Stock Loans	Borrow against deposits.	Competitive interest rates
Credit Card	MasterCard and VISA	Competitive interest rates

Click on "more info" to learn more about each account.
Click here to go to our Jump Start application. All applications must be received in person at any of our convenient offices, or mailed to UNION Savings BANK, PO Box 540, Freeport, IL 61032.
For the most current interest rates, please see our rates page.