woman holding debit card in hand

Debit Cards

UNION Savings BANK Debit Card
With your UNION Savings BANK debit card, you can pay for purchases at millions of merchant locations worldwide without writing a check, carrying around cash, or building up a monthly credit card balance.

Benefits of using your UNION Savings BANK Debit Card:
  • It's Convenient and Easy to Use - No checkbook to carry, no check to write when paying for purchases!
  • It's Welcome - Any merchant that accepts MasterCard® will accept your UNION Savings BANK debit card for payment.
  • It's a Time Saver - Get cashback during your purchase and skip that extra trip to the ATM!

EnFact Debit Card Text Alerts 

EnFact Debit Card Text Alerts is a free* service that automatically comes with your UNION Savings BANK Debit Card. It helps protect your account from fraud by quickly identifying unusual debit card activity.

With EnFact Debit Card Text Alerts, you'll have:
  • An additional layer of fraud protection.
  • The ability to confirm or deny a transaction with a simple text message.
  • A seamless and easy way to keep your Debit Card safe and active.
  • Peace of mind knowing a state-of-the-art fraud protection system protects your debit card.
*Message and data rates may apply. Check your mobile phone carrier for details.

Zero Liability for Fraudulent Transactions

As a UNION Savings BANK Mastercard debit cardholder, Zero Liability applies to purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if:

1. You have used reasonable care in protecting your card from loss or theft; and
2. You promptly reported loss or theft to UNION Savings BANK.

If you believe there has been unauthorized use of your account and you meet the conditions above, rest easy knowing you have the protection of Mastercard’s Zero Liability promise.

24 Hour Fraud Watch

Did you know that UNION Savings BANK works around the clock to protect your debit card? We have access to sophisticated monitoring techniques that work hard to weed out fraud. To assist in our efforts to protect your card, please remember to do the following.
  • Keep your phone number updated – we must have your current phone number on file to reach you about possible fraudulent activity.
  • Let us know when you’re traveling – To help prevent an interruption in debit card access when you travel domestically or internationally, we recommend placing a travel notice on the card you plan to use.
Debit Card Security Tips
  • Keep your card and password secure.
  • Do not carry your personal identification number (PIN) with your card.
  • Protect the privacy of your transaction. Do not let anyone see you enter your PIN while you are standing at an ATM. 
  • Do not let your card out of your sight when purchasing in a store or restaurant.
  • Report a lost or stolen debit card immediately.
Report a Lost or Stolen Debit Card (24 Hours a Day): (833) 311-0063
Activate a New Card: (800) 992-3808
Change a PIN: (800) 992-3808
Dispute a Transaction: (833) 311-0064