Union Savings Bank



	We help make dreams come true! If you are thinking about making some changes around the house this year, now is the perfect time to see us about a home equity loan. You'll have the money you need, when you need it for making those changes you've been dreaming about.

Deposit Rates

Deposit Rates

Loan Rates

Loans

Deposit Rates
Rates Effective as of September 01,2010
Rates Subject to change at any time
Member FDIC

Account Type

Minimum
Opening
Deposit

Minimum
Balance
To
Obtain
APY

Interest
Rate

Annual
Percentage
Yield (APY)

Money Market $100,000+

$1,000.00

$0.01

.50%

.49%(3)

Money Market $50,000+

$1,000.00

$0.01

.50%

.49%(3)

Money Market $25,000+

$1000.00

$0.01

.50%

.49%(3)

Money Market $10,000+

$1000.00

$0.01

.50%

.49%(3)

Money Market $<$10,000

$1,000.00

$0.01

.50%

.49%(3)

Lifestyle Checking

$100.00

$.01

.20%

.19%(3)

Advantage Checking

$100.00

$.01

.10%

.09%(3)

Community Partner Checking

$1000.00

$0.01

.25%

.24%(3)

Savings $4,999 or less

$50.00

$0.01

.10%

.09%(3)

Savings $4,999.01-$9,999.00

$50.00

$0.01

.15%

.15%(3)

Savings $9,999.01-$24,999.00

$50.00

$0.01

.25%

.24%(3)

Savings $24,999.01+

$50.00

$0.01

.40%

.39%(3)

182 Day CD $25,000+

$25,000.00

.60%

182 Day CD $10,000-$24,999.99

$10,000.00

.55%

182 Day CD $1,000-$9,999.99

$1,000.00

0.50%

91 Day CD

$1,000.00

0.45%

9 Month CD

$5,000.00

0.70%

12 Month CD

$1,000.00

.80%

0.80%(4)

14 Month CD

$5,000.00

1.00%

1.00%(4)

15 Month CD

$1,000.00

1.00%

1.00%(4)

18 Month CD

$1,000.00

1.05%

1.05%(4)

21 Month CD

$1,000.00

1.15%

1.15%(4)

23 Month CD *SPECIAL*

$5,000.00

1.30%

1.30%(4)

24 Month CD

$1,000.00

1.25%

1.25%(4)

27 Month CD (Bump-up)

$1,000.00

1.30%

30 Month CD

$1,000.00

1.35%

1.35%(4)

35 Month CD

$5,000.00

1.54%

1.55%(4)

36 Month CD

$1,000.00

1.54%

1.55%(4)

42 Month CD

$1,000.00

1.74%

1.75%(4)

48 Month CD

$1,000.00

1.89%

1.90%(4)

60 Month CD

$1,000.00

2.24%

2.25%(4)

18m Variable Lifestyle Growth CD *Only available to Lifestyle BANKING MEMBERS* Ask how you can become a member of this group TODAY!

$25.00 WOW! You can add to this CD anytime!

$1,000.00

.10%

.10%(1)

18m Variable Lifestyle Growth CD

$25.00

$.01

.10%

.10%(1)

College Fund Account

$100.00

2.00%

2.01%(1)

18 Month Variable Rate IRA

$10.00

.10%

.09%(1)(4)

30 Month Fixed Rate IRA

$10.00

1.35%

1.35%(4)

(1) Variable interest rate may change after the account is opened
(2) Fees may reduce the earnings on the account
(3) Variable interest rate may change after the account is opened and fees may reduce the earnings of the account
(4) May be used for Traditional and Roth IRAs

Penalty for early withdrawal on certificates of deposit (CD)
Please contact a Customer Service Representative for futher information and applicable disclosures

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Loans
Please see a loan officer for rates and terms.
Freeport, Rockford, Belvidere, Mt. Morris

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Member FDIC | Equal Housing Lender