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Consumer Deposit Rates

Please download our current Consumer Deposit Account Rate Sheet.

CD / IRA Rates

Business Deposit Rates

Please download our current Business Deposit Account Rate Sheet.


  • Money Market, Savings, Community Partner Checking, Business Checking, and Health Savings Accounts (HSA) have variable interest rates that will change after the account is opened. Fees could reduce earnings.
  • Rates may change at any time.
  • Please contact a branch or our main office at 815-235-0800 to validate current rates and obtain applicable disclosures.
  • Not all CD terms are available for use with Traditional and Roth IRAs. Please contact us for additional details.
  • Penalty for early withdrawal applies to all CD and IRA products.
  • Community Partner Checking is exclusively for charitable and local community organizations.
  • CD terms designated as *Special* are available for consumer account holders only.
  • The method used to determine the minimum balance to qualify for the rate may vary by product.