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Real Estate Loans

Use a real estate loan to finance the purchase, construction, or renovation of commercial real estate. Our real estate term loans help you build your business facility on terms you can afford. As a community bank, our loan team includes local decision-making and an experienced commercial banking staff that will work as hard as your business!

  • Various maturity and balloon options
  • Floating and fixed rates are available
  • Matches asset requirements with liabilities

Line of Credit

Take care of your short term cash flow needs with a line of credit. Use the line of credit when you need instant liquidity for payroll, replenish inventory, and more!

  • Lower cost of borrowing
  • Easily accessible for short-term cash flow 
  • Available for a variety of uses

Equipment Loans

Equipment loans are used to finance purchases of new or used assets such as machinery, vehicles, heavy equipment. We will work hard to find the best loan structure to meet your unique needs.

  • Term loan with monthly payments
  • Use to finance long-term assets
  • Local decision-makers expedite the approval process

Debt Refinancing Loans

Improve cash flow, restructure, and refinance existing loans and leases to manage your bottom line better.

Business Acquisition Loans

With a business acquisition loan, you will have the flexibility to expand your business faster alongside a team of community bankers that understand the local marketplace.

  • Custom loans terms structured for each loan
  • Acquire a business or buy out a partner
  • Start a new company or franchise

Letters of Credit

Letters of Credit can give you the backing you need to enhance your purchasing power and your ability to negotiate the most advantageous purchasing terms both domestically or abroad.

  • Standby and commercial are available
  • Replace expensive bonds with more attractive terms

Agriculture Loans

UNION Savings BANK is a local community lender providing banking services to the farming community since 1883. We offer  many custom financing solutions as well as the following typical loans for your farming business.

  • Livestock Loans
  • Agriculture Real Estate
  • Operating Loans
  • Machinery and Equipment Loans

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back, or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

Learn more or apply online!

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.