Fixed Rate Mortgage
- Predictable monthly payments
- Allows for repayment of debt in equal monthly payments over a longer term.
- Available for a primary residence, investment, or rental properties and second or vacation homes.
- Alternative loan lengths available - ask about our popular 20 year mortgage option!
USDA Rural Development Guaranteed Loan Program
- Lower down payment requirements
- A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income homebuyers achieve their dream of homeownership
- Non-traditional credit histories may be accepted.
- Fixed 30 year interest rates apply.
- Applicants must purchase a home within eligible rural areas.
- Other restrictions will apply.
- Learn more by contacting a mortgage lender today!
FHA Loan
- Flexible and accommodating
- Allows for repayment of debt in equal monthly payments over a longer term.
- Government back home loan with more flexible lending requirements than a conventional loan.
- Lower down payment options may be available.
VA Loan for Active Military and Veterans
- Special home loan for service members
- A VA Loan is a special type of home loan for eligible service members.
- Specials features may be available - such as lower average interest rates.
- Lower down payment requirements may be available.
Raw Land Loan
- Acquire land for future construction.
- A mortgage loan designed specifically for land to be used for future construction.
- Fixed rate and balloon options available.
Home Construction Loan
- Construction and permanent financing all in one loan.
- A mortgage loan to support you through the process of building a new home - from start to finish.
- Easy conversion of the construction loan to permanent financing
Home Equity Loans
- Borrow using the equity in your home for many purposes:
- Pay off high-interest debt
- Pay for home improvements
- School or college tuition
- Pay for an automobile