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Loan Options

Fixed Rate Mortgage

  • Predictable monthly payments
  • Allows for repayment of debt in equal monthly payments over a longer term.
  • Available for a primary residence, investment, or rental properties and second or vacation homes.
  • Alternative loan lengths available - ask about our popular 20 year mortgage option!

USDA Rural Development Guaranteed Loan Program

  • Lower down payment requirements
  • A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income homebuyers achieve their dream of homeownership
  • Non-traditional credit histories may be accepted.
  • Fixed 30 year interest rates apply.
  • Applicants must purchase a home within eligible rural areas.
  • Other restrictions will apply.
  • Learn more by contacting a mortgage lender today!

FHA Loan

  • Flexible and accommodating
  • Allows for repayment of debt in equal monthly payments over a longer term.
  • Government back home loan with more flexible lending requirements than a conventional loan.
  • Lower down payment options may be available.

VA Loan for Active Military and Veterans

  • Special home loan for service members
  • A VA Loan is a special type of home loan for eligible service members.
  • Specials features may be available - such as lower average interest rates.
  • Lower down payment requirements may be available.

Raw Land Loan

  • Acquire land for future construction.
  • A mortgage loan designed specifically for land to be used for future construction.
  • Fixed rate and balloon options available.

Home Construction Loan

  • Construction and permanent financing all in one loan.
  • A mortgage loan to support you through the process of building a new home - from start to finish.
  • Easy conversion of the construction loan to permanent financing

Home Equity Loans

  • Borrow using the equity in your home 
  • You can use a home equity loan to : 
    • Pay off high-interest debt
    • Pay for home improvements
    • Finance an education 
    • Pay for an automobile