Loan Options

Fixed Rate Mortgage

• Predictable monthly payments
• Allows for repayment of debt in equal monthly payments over a longer term.
  
• Available for a primary residence, investment, or rental properties and second or vacation homes.
  
• Alternative loan lengths available - ask about our popular 20 year mortgage option!

USDA Rural Development Guaranteed Loan Program

• Lower down payment requirements
• A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income homebuyers achieve their dream of homeownership
• Non-traditional credit histories may be accepted.
• Fixed 30 year interest rates apply.
• Applicants must purchase a home within eligible rural areas.
• Other restrictions will apply.
• Learn more by contacting a mortgage lender today!

FHA Loan

• Flexible and accommodating
• Allows for repayment of debt in equal monthly payments over a longer term.
  
• Government back home loan with more flexible lending requirements than a conventional loan.
  
• Lower down payment options may be available.

VA Loan for Active Military and Veterans

• Special home loan for service members
• A VA Loan is a special type of home loan for eligible service members.
  
• Specials features may be available - such as lower average interest rates.
  
• Lower down payment requirements may be available.

Raw Land Loan

• Acquire land for future construction.
• A mortgage loan designed specifically for land to be used for future construction.
  
• Fixed rate and balloon options available.

Home Construction Loan

• Construction and permanent financing all in one loan.
• A mortgage loan to support you through the process of building a new home - from start to finish.
• Easy conversion of the construction loan to permanent financing