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Privacy Policy

What Does UNION Savings BANK Do With Your Personal Information?

Rev. Date 7/15

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Account balances and transaction history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UNION Savings BANK chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does UNION Savings BANK Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
Questions? Call 815-235-0800 or go to www.unionsavingsbank.com
Who we are
Who is providing this notice? UNION Savings BANK
What We Do
How does UNION Savings BANK protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does UNION Savings BANK collect my information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • UNION Savings BANK does not share with our affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • UNION Savings BANK does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. 
  • Our joint marketing partners include financial service providers.
Other Important Information

Online Security

We do not collect personal identifying information about those who are merely visiting our website. Standard software is used to collect and store the following non-identifying information about the visitors:
  • The name of the domain from which they access the site;
  • The date and time the site was accessed; and
  • The Internet address of the website from which they linked to our site.
When our website is accessed to apply for accounts or services, visitors may be asked to provide online personal information that is necessary for us to process applications or to otherwise provide the services requested. To ensure that information submitted online remains confidential, all information is transmitted by means of a secure connection using encryption. We, and the outside companies with which we work, may maintain the information provided to us in order that we can meet additional financial needs.
Customers often communicate with us by use of e-mail. In order to efficiently respond to e-mail communications and to meet legal and regulatory requirements, we may preserve the text of any visitor’s e-mail, the e-mail address and our response. Information submitted to us by e-mail is treated as confidential and used only where appropriate for business purposes. Visitors to our website are advised that e-mail communications may not be wholly secure from interception.
To make our website as efficient as possible to our online visitors and customers, we use ‘cookies’ as part of our interaction with browsers. A ‘cookie’ is a small text file placed on the visitor’s hard drive by our website server. ‘Cookies’ are used to determine if visitors have previously visited our web site and for administrative purposes. They are not used to collect personally identifiable information or to determine e-mail addresses. ‘Cookies’ will be treated as personally identifiable information and protected in accordance with the privacy regulations.