piggy bank

Savings & CDs

Account Name Minimum Opening Deposit Statement Cycle Service Fee Earns Interest Balance to Avoid Service Fee
Savings Account $50 $0 Yes N/A
Money Market $1,000 $10 Yes $1,000
Health Savings Account $1 $0 Yes N/A
Your money is safe in this traditional savings account.

Features and Benefits:
  • Earn interest on your account
  • Itemized quarterly statement
  • Debit card available ($1 per card, per month)
Premium rates for accounts with larger balances.

Features and Benefits:
  • Earn interest on your account
  • Itemized monthly statement
An account to help easily manage your health care expenses.

Features and Benefits:
  • No minimum balance
  • Interest bearing
  • No monthly maintenance fees
  • Unlimited check writing
  • Free online banking
  • Free debit card
CDs
We offer many flexible terms and rates that are just right for you. For more details on CDs, please contact a banker or review our Rates page for available terms and specials.

College Fund CD
Help save for college expenses with the unique College Fund CD. This one-year CD automatically renews, allows unlimited deposits at any time, and earns a competitive interest rate.

Individual Retirement Account (IRA)
Make saving for your retirement a little easier by opening an IRA! We offer many terms and plans so that you can prepare for retirement easily.
Additional Information:
The content on this page is informational only. Accounts are subject to approval. The terms of the account, including features, benefits, rates, or fees, may change at any time. Complete disclosures that detail the terms and conditions of these accounts are available at any branch or by calling 815-235-0800. UNION Savings BANK generally accepts applications from individuals residing in our service area. Our service area is generally defined as Stephenson, Winnebago, Boone, Jo Daviess, Ogle, and Carroll counties in Northern Illinois.